Better Writings

Summaries, Blogs, and Insights designed to help you Better your wealth

Recent Writings

Articles, handwritten to Better to your Wealth.

Life Insurance Policy Review Checklist: 2026 Guide & Tax Updates

Is Life Insurance Subject to Capital Gains Tax? (2026 Rules & MEC Penalties)

Does Life Insurance Payout Get Taxed? Key Rules

Does A Revocable Trust Protect Assets From Creditors?

What Is Retirement Financial Planning? Key Strategies

Do Term Life Insurance Policies Have Cash Value?

Summaries of BetterWealth's famous videos.

Agents Review Infinite Banking with Guardian Life Insurance Company

Stop Saying This About Infinite Banking...

The Woman Behind Robert Kiyosaki’s Wealth Blueprint (Reveals It All) | with Doria Cordova

Watch this before you start a Private Family Foundation | Daniel Kaminski

Is New York Life the #1 Company for Infinite Banking Policies? (FULL REVIEW)

How to Turn $150K Into $1M of Tax Write-Offs (REAL CASE STUDIES) | Michael Williams

Blogs, written over the years of our company.

How Soon Can I Borrow From My Life Insurance Policy

When and Why to Purchase Life Insurance for Seniors

What is Voluntary Life Insurance and Should You Consider It?

Using a Compound Interest Calculator for Effective Estate Planning

Universal Life Insurance: Pros, Cons, and Everything in Between

Understanding the 2024 Federal Income Tax Brackets: How to Optimize Your Taxes

Summaries of the And Asset's famous videos.

Cashflow vs Front-Loaded Whole Life Insurance: Which Policy Design is Better?

Life Insurance Agents Reveal The Worst Problems in the Industry | And Asset Show Ep 9

Becoming Your Own Banker Book Review (Part 4 & 5) | Was Nelson Nash Wrong?

The Best (and Worst) States for Life Insurance Creditor Protection

The Most Underrated Type of Life Insurance for Business Owners | Paul Franklin

How Married Couples Can Maximize Overfunded Whole Life Insurance ($800k Boost!)

Insights, to Better Your Wealth

A chart highlighting the financial pitfalls and risks of a charitable remainder trust.

What Are the Pitfalls of a Charitable Remainder Trust?

A gavel rests on irrevocable trust documents after the grantor's death.

Irrevocable Trust When the Grantor Dies: What's Next?

A financial advisor's desk showing wealth management charts for a high net worth family.

What Is Wealth Management for High Net Worth Families?

A desk with a calculator and pen on top of irrevocable trust documents.

What Not to Put in an Irrevocable Trust & Why

A tax strategies book for high income earners open on a desk with a pen.

A Tax Strategies for High-Income Earners Book: Our Review

A second-to-die policy, which pays on the death of the last person, protects a legacy like this strong oak tree.

Second-to-Die: The Policy That Pays on the Last Death

Planning the three ways to use life insurance for charitable giving at a desk with a family photo.

3 Smart Ways to Use Life Insurance for Charitable Giving

Comparing the premium of a survivorship vs. a joint life policy in an office with two chairs and financial charts.

Survivorship vs. Joint Life: A Premium Comparison

Man at a desk reviewing documents for a survivorship life policy premium.

What Affects a Survivorship Life Policy Premium?

An hourglass and book used for calculating the cost of second to die life insurance.

Second to Die Life Insurance Cost: Is It Worth It?

A family home that is an asset being sold from an irrevocable trust.

How to Sell a House in an Irrevocable Trust

Weighing the choice to surrender a whole life policy with scales of justice and a notebook.

Before You Surrender a Whole Life Policy, Read This

Executive at a desk deciding if they should participate in bank owned life insurance.

Should I Participate in Bank Owned Life Insurance?

Senior couple relaxing by a fireplace, secure with a minimum income guarantee for pensioners.

Minimum Income Guarantee for Pensioners: A Guide

A notebook and pen on a desk used for planning an overfunded high cash value whole life insurance policy.

Overfunded High Cash Value Whole Life Insurance 101

A desk set up for Medicaid planning with an irrevocable trust.

Medicaid Planning Irrevocable Trust: Pros & Cons

Scales of justice weighing the pros and cons of borrowing from life insurance.

The Truth: Pros and Cons of Borrowing From Life Insurance

A desk with a book and globe for an overfunded high cash value whole life insurance plan.

The Overfunded High Cash Value Whole Life Insurance Strategy

Weighing the pros and cons of a life insurance loan in a notebook next to a family photo.

The Pros and Cons of Borrowing From Life Insurance

Partners shaking hands, securing their business with partnership owned life insurance.

Partnership Owned Life Insurance: Pros and Cons

A binder and pen used for planning the details of a limited life policy.

What Is a Limited Life Policy & How Does It Work?

An hourglass and notebook for planning a whole life insurance policy with level premiums.

What Is Whole Life Insurance with Level Premiums?

A magnifying glass over a life insurance premium financing policy, exposing hidden risks.

The Hidden Life Insurance Premium Financing Risks

A desk with a notebook and pen outlining the list of bank owned life insurance.

The List of Bank Owned Life Insurance Explained

A family photo and journal on a desk, showing how life insurance immediately creates an estate.

How Life Insurance Creates an Immediate Estate

A home with a young tree and umbrella, protected by renewable term insurance.

Purchase Renewable Term Insurance? Read This First

Documents and a pen on a desk for reviewing key person life insurance cost.

Key Person Life Insurance Cost: A Full Breakdown

Legal books and scales of justice determining if key person insurance is tax deductible.

Is Key Person Insurance Tax Deductible? The Real Answer

A house protected in an irrevocable trust.

House in an Irrevocable Trust: Benefits vs. Risks

A desk with a notebook and pen for planning how to transfer wealth without paying taxes.

How to Transfer Wealth Without Paying Taxes: 3 Ways

A desk setup for planning how much income to take from a charitable remainder trust.

How Much Income Can a CRT Pay? The Rules Explained

Bonsai tree on a desk, representing the stable growth of a guaranteed minimum income benefit.

What Is a Guaranteed Minimum Income Benefit Rider?

A binder and pen for planning an insurance dedicated fund investment strategy.

What Is an Insurance Dedicated Fund? A Simple Guide

Calculating the cost to set up a living trust with legal documents and a pen on a desk.

How Much Does a Living Trust Cost to Set Up?

Desk with paperwork and a pen for the charitable gifting of life insurance.

A Guide to Charitable Gifting of Life Insurance Deductibility

Magnifying glass over legal papers, examining the dangers of an irrevocable trust.

Dangers of an Irrevocable Trust: Read This First

A classic study with an open book on estate planning for high net worth individuals.

Estate Planning for High Net Worth: An Essential Guide

Financial advisor's desk with documents for planning a revocable living trust.

A Financial Advisor's Role in Your Revocable Living Trust

A business owner reviews a life insurance policy to determine if the business can deduct premiums.

When Can a Business Deduct Life Insurance Premiums?

A desk with a notebook for planning a charitable deduction from a gift of life insurance.

How to Gift Life Insurance for a Charitable Deduction

Executive desk with a notebook for planning capital premium financing.

Capital Premium Financing: What It Is & How It Works

Accounting for a donated life insurance policy with a planner and pen on a desk.

Accounting for Donated Life Insurance Policy: A Guide

A desk with paperwork for a business succession plan funded with life insurance.

Your Guide to Business Succession Planning Life Insurance

A man using a key man insurance calculator on a laptop to determine coverage.

Key Man Insurance Calculator: Find Your Number

A couple discussing a survivorship life insurance policy that covers two lives.

How Many Lives Does a Survivorship Policy Cover?

A strong oak tree representing the lifelong coverage a limited payment whole life policy provides.

What a Limited Payment Whole Life Policy Provides

Financial charts in a binder explaining a modified endowment contract policy.

What is a Policy That Becomes a Modified Endowment Contract?

A desk with a notebook and pen to determine if key man life insurance proceeds are taxable.

Are Key Man Life Insurance Proceeds Taxable?

A man in a suit protecting his estate and legacy with a life insurance plan.

Estate Meaning in Life Insurance: Protect Your Legacy

Officer life insurance premiums and tax deductible rules on a laptop screen.

Are Officer Life Insurance Premiums Tax Deductible?

An older hand gives a key to a younger one, a strategic gift of charity owned life insurance.

Charity Owned Life Insurance: A Strategic Gift

A financial planning desk to determine the income limit for a 401k tax deduction.

Is There an Income Limit for 401k Tax Deduction?

Legal books and a fountain pen on a desk, outlining the benefits of an irrevocable vs revocable trust.

Benefits of Irrevocable Trust vs Revocable Explained

Gold coins and a watch showing the high early cash value and legacy potential of whole life insurance.

What Is Whole Life Legacy High Early Cash Value?

Planning a high early cash value whole life strategy at a desk overlooking a city at sunrise.

The Investor's Guide to High Early Cash Value Whole Life

Desk with financial charts planning a high early cash value whole life insurance policy.

How to Design a High Early Cash Value Whole Life Policy

Fountain pen on legal documents for irrevocable trust planning and asset protection.

The Smart Guide to Irrevocable Trust Planning

Hourglass counting down to when the great wealth transfer will happen.

When Will the Great Wealth Transfer Happen? A Timeline

Planning for the 2025 highly compensated employee 401k limit with a laptop showing a rising graph.

Your Guide to the Highly Compensated Employee 401k Limit 2026

Desk with a briefcase and documents for planning a tax-efficient wealth transfer.

9 Strategies for Tax-Efficient Wealth Transfer

A family discussing the great wealth transfer and planning their financial future.

Great Wealth Transfer News: A Guide for Your Family

Planning to pass assets to heirs before death at a desk with a family portrait and notebook.

A Guide to Passing Assets to Heirs Before Death

A real estate investor with a life insurance plan surveys his city portfolio from his office.

A Guide to Life Insurance for Real Estate Investors

A notebook and fountain pen used to find the best life insurance policies for borrowing from fast.

Best Life Insurance Policies to Borrow From Fast

A notebook on a desk for planning a loan against life insurance cash value.

A Guide to Borrowing Against Life Insurance Cash Value

Businessman with financial charts questioning if retirement is a scam.

Is Retirement a Scam? A Better Way to Build Wealth

Notebook and pen on a desk for planning to borrow against cash value of life insurance.

Borrowing Against Cash Value of Life Insurance: Pros & Cons

Executive office desk overlooking a city, representing the financial security and wealth built with The AND Asset.

What is The AND Asset? A Simple Explainer

A notebook and pen on a sunlit desk for planning charitable giving with life insurance.

A Guide to Charitable Giving with Life Insurance

A business owner, a key person for life insurance, looking out an office window.

What Is Key Person Life Insurance? A Guide for Owners

A laptop displaying a retirement calculator with social security benefits on a desk with a notebook.

How a Retirement Calculator with Social Security Works

A desk with a book, pen, and glasses, outlining the steps for how to setup a revocable living trust.

How to Setup a Revocable Living Trust in 4 Steps

A notebook on a desk for understanding when a life insurance policy exceeds IRS limits.

Policy Exceeds IRS Limits? Understanding MECs

Gold bars in a safe, secured for estate planning with last survivor life insurance.

Last Survivor Life Insurance: An Estate Planning Guide

Luxury office of a top premium finance company with a laptop, gold pen, and city skyline view.

Top 10 Premium Finance Companies for Wealth Strategy

Key person insurance policy for a small business on a desk next to a family photo.

Key Person Insurance for Small Business: Is It a Must?

A laptop screen showing a life insurance calculator used to find a monthly payment estimate.

How a Life Insurance Calculator Finds Your Monthly Payment

A key person insurance quote ready for review on an office desk with a pen.

How to Get the Right Key Person Insurance Quote

Joint whole life insurance policy for a couple with wedding rings and a pen on a desk.

Joint Whole Life Insurance: Pros, Cons & Uses

An older couple and their granddaughter review a survivorship life insurance policy.

What Is Survivorship Life Insurance? Explained Simply

Executive desk with a planner and pen for high net worth tax planning strategies.

Actionable Tax Planning for High Net Worth Individuals

An older couple and their granddaughter review a survivorship life insurance policy.

Survivorship Life Insurance Policy Explained

An hourglass and notebook symbolizing the timeline for how soon you can borrow from your life insurance policy.

How Soon Can I Borrow From My Life Insurance Policy?

Scales of justice on a law book weighing the differences between an irrevocable and revocable trust.

Irrevocable Trust vs Revocable Trust: How to Choose

An elegant desk set for estate tax planning strategies to protect your wealth.

7 Estate Tax Planning Strategies to Protect Your Wealth

A home and manicured lawn, an asset protected by the benefits of a revocable living trust.

4 Key Benefits of a Revocable Living Trust

A journal on a desk for estate life insurance planning, overlooking a large property.

The Smart Investor's Guide to Estate Life Insurance

Man at a desk comparing term vs permanent life insurance policies.

Term Life vs Permanent Life: A Strategic Comparison

A handshake finalizing a life insurance policy gift for a nonprofit.

Life Insurance for Nonprofits: A Fundraising Guide

A desk with a laptop and legal documents needed to create an irrevocable trust online.

Create an Irrevocable Trust Online: A Simple Guide

Desk with a globe and notebook for researching insurance premium financing companies.

Top 4 Insurance Premium Financing Companies Reviewed

A desk with a notebook overlooking a city, planning whole life insurance for real estate investors.

The Investor's Guide to Whole Life Insurance for Real Estate

Executive desk with corporate owned life insurance documents and a city view.

Corporate Owned Life Insurance: An Owner's Guide

S corp officer life insurance policy on a desk, determining if the premiums are tax deductible.

Is Officer Life Insurance Deductible for an S Corp?

Business partners shaking hands to finalize a buy-sell agreement funded by life insurance.

Buy Sell Agreement Life Insurance: A Founder's Guide

A safe on an office desk protecting business assets with key person life insurance.

How Key Person Life Insurance Protects Your Business

A notebook with financial charts on a desk, outlining an overfunded whole life insurance strategy.

Overfunded Whole Life Insurance: Risks & Rewards: betterwealth

A luxury watch and leather planner on a desk for planning a premium financing life insurance strategy.

The Guide to Premium Financing Life Insurance

Executive desk with a planner for advanced retirement planning for high income earners with a city view.

Advanced Retirement Planning for High Income Earners

Scales of justice weighing the pros and cons of an overfunded whole life insurance policy.

Overfunded Whole Life Insurance: Risks & Rewards

How have famous people used life insurance?

What Would the Rockefellers Do? Why Garrett Gunderson’s Legacy Playbook Still Wins

Live Your Bucket List, Love Your Family With Your Critical and Chronic Health Rider

This Policy Rider Can Save Your Life: Tap into Peace of Mind and Cutting-Edge Care

From the Best of Times to the Worst of Times: Life Insurance Evolves Over Centuries

How “The Smartest Guys in the Room” Tapped into the Ultimate in Creditor Protection

2 Key Financial Strategies that Defined the “Godfathers of the Renaissance”