Welcome back to Coaching Corner. Today, we delve into the strengths of One America, a well-regarded insurance company known for its innovation and flexibility. Joining us is our product specialist, Alden Armstrong, who will walk us through what makes One America a top choice for many.
One America stands out in several key areas:
One America is ideal for those who wish to deploy significant cash into life insurance without hefty premiums. Perfect for entrepreneurs, investors, or families who have cash reserves and need flexible premium options.
One America has pioneered products that address long-term care needs effectively, recognizing that a substantial portion of those over 65 will require such care.
For policies of this magnitude, One America's ability to expedite underwriting processes from the typical 6-10 weeks down to as little as 2-4 weeks is remarkable.
Let's explore an example for a 40-year-old male seeking a policy. The first-year investment is $105,000 with a potential cash value of 93% after the first year. From year two, the premium drops to $20,000 and maintains financial growth with a minimum premium of $5,000.
Here's why this is compelling:
With long-term care needs projected for 70% of individuals over 65, One America provides a compelling alternative to traditional income annuities.
For example, an index annuity care product targeted at long-term care provides an incredible safety net over conventional methods like deferred income annuities, which have limitations if lifespan predictions are unmet.
One America shines for those seeking robust insurance and long-term care solutions. Their flexibility, accelerated processes, and comprehensive coverage options make them an excellent choice for many. If you're considering adapting your insurance strategy, reach out to us.
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