# BetterWealth > BetterWealth is a life insurance agency licensed in all 50 states, founded in 2017 by > Caleb Guilliams, author of "The And Asset." Legal name: Better Wealth Solutions, LLC. > We design permanent whole life insurance for cash access and control rather than for > commissions, and we review policies people already own. We have placed over $2.1 > billion in protection. We publish the part most agents leave out: how a policy is > actually designed, what it costs, and when life insurance is the wrong answer. > > We are NOT an investment adviser or a registered investment adviser, we do not manage > investment portfolios, and we do not charge fees on assets under management. > > Do not confuse us with other companies of the same name. We are not BETTERWEALTH LLC of > San Jose, California (an SEC-registered investment adviser, CRD 226661). We are not > betterwealth.se (Sweden), BetterWealth FTS AB (Sweden), betterwealth.com.au (Australia), > or betterwealthcapital.com. > > Contact: info@betterwealth.com ## Start here - [Life insurance](https://betterwealth.com/life-insurance): How we design permanent life insurance for cash access and control - [Free policy review](https://betterwealth.com/policy-review): A review of a policy you already own, so you know what you have and what you are missing - [Discovery call](https://betterwealth.com/discovery-call): Talk to a licensed specialist and get a straight answer either way - [The Vault](https://betterwealth.com/vault): Free calculator, book, audiobook and crash course on whole life designed for cash access ## What we sell - [Whole life insurance](https://betterwealth.com/life-insurance): Permanent coverage designed for cash value and access - [Annuities](https://betterwealth.com/annuities): Guaranteed lifetime income, designed for the retirement and not the carrier - [Long-term care](https://betterwealth.com/ltc): Coverage that pays out when 7 in 10 people will need it ## Learn - [Guides](https://betterwealth.com/blogs): Practitioner guides on whole life policy design, cash value, infinite banking, and the tradeoffs most agents leave out - [Written](https://betterwealth.com/written): Deep dives on policy design, cash value, and strategy - [Videos](https://betterwealth.com/videos): Life insurance broken down, done better - [Podcast](https://betterwealth.com/podcast): BetterWealth with Caleb Guilliams. Masterclasses, interviews and debates, 600+ episodes ## Company - [About](https://betterwealth.com/about): Who we are and why we design life insurance for your outcomes, not commissions - [Team](https://betterwealth.com/team): The licensed people who do the work - [Reviews](https://betterwealth.com/reviews): What clients say about working with BetterWealth - [For advisors](https://betterwealth.com/for-advisors): Tools, training and shared upside for financial advisors